Maybankard 2 Gold Card

 This is the credit card i own now. Have been searching information about which credit card should i own. There is a very good website where the author did the research and discussion with almost every card in the market. Generations X Y Z give you many information on which credit card is more suitable for you. I got the idea there too. Free advertisement for this blog. hehe.

When MBB first launched this credit card, the marketing scheme is to send their customer directly the card. At least some people around me get this card without applying it. But not for me, i applied it at the counter myself. Personally this is very suitable for me. 5X treatpoints for every ringgit spent using AMEX. Additional 5% cashback if the AMEX is used during weekends. Average RM20 cashback for me each month. This is considered as a bonus for me. Better than nothing.

To use this card, everytime i am about to pay anything, i will ask whether they accept AMEX. Nowadays many place accept this card. Too bad popular still not yet accept this card. Previously i used to pump petrol at Petronas. By the time i got this credit card, they still not accept AMEX. so i shift to SHELL and only pump petrol during weekends. LOL.

Person with minimum annual income of RM30,000 is eligible to apply this credit card. I am thinking of upgrading to Maybankard 2 Platinum Card since my income has increased. To apply for Platinum card you need to have minimum annual income of RM60,000. Actually there is nothing different between both this card. The only difference is the additional benefits of Travel insurance coverage and retail protection. Anyway, the benefits is better than none mah. Haha.

For additional information, please read Maybankard 2 Gold Card and Maybankard 2 Platinum Card

For me, better to focus on one card to use all the benefits it offered to you rather than using different card for different benefits. That's confusing too. I like to use maybank online service too. So clear and user-friendly. For most expenses i would like to pay by credit card if applicable because all can be traced. So you can monitor the spending. After i use the credit card, i would clear the credit within one week too. You know, we should use the benefits from the card, but not becoming the silly who need to pay the high interest.

新年。旅行

今年新年，家人去巴厘岛了。

巴厘岛，我去了两次。一次是2009年结婚前， 一次是2013年女儿三岁。

今年姐姐回来过年，顺道计划去她也很想去的巴厘岛。她拉大队带了全家人去。很可惜我不能去，我想我也不要去。去了两次，在近期内去的话要吐了。而且，预产期就在这个时候，怎么可能去。

巴厘岛是个好地方。风光明媚，花费低廉。家里人一道去一定很好玩。

他们的行程由我一手包办，酒店也我订。好像我要去这样，还要我花费一番心力。

没关系，他们玩到开心就好。

附上去年去巴厘岛的照片。

Dream

This morning i had a dream. I dream that i am having cancer. blood cancer. Died in the end.
There was a man who loved me very much. I was so sick and so weak. So sad i have to leave the one i love. Cried in the dream too.

Woke up and found out my daughter sleeping beside me. 
I think we should be blessed and thankful for what we have. At least we are healthy. 
Appreciate what you have.

新年。赌博

原生家庭是不赌的。

所以我的锄大地是中四的时候在学校学的，21点是拍拖过后跟男朋友家学的，麻将是嫁进来后学的。

能合法进云顶赌场过后，我只玩casino wars.Casino wars怎样玩呢？最容易玩了。就是跟庄家看谁比较大。而且就一张对一张而已。直接了当。当然，赌场一年可能只进那么一次，一年就玩那么一次。前两三次还有赢钱，我没胆的，只玩最小下注额，可能十元，可能二十元。有赢，也是赢那么一百块。这样，我也满意了。最后一次在赌场玩是在丽星邮轮上，也玩这个，也只输了一百，还是两百。过后，就完全没兴趣了。因为这次的前一次，也输了一两百。十赌，还是九输的。都不好玩的。

新年赌博，好像是传统。不过，自三年前的新年，我年年都输钱。当然，我也是玩小小的。输个二十块已经是极限。输了几年，到今年还在输，我在想，赌博到底有什么好玩。明明龙门那么大，我还是会撞柱，还连撞几次大龙门。这不是老天叫我不赌博，是什么？

麻将就比较有趣。可能还是输钱，可是有来有去。趣味性也比较有。可是当你没运时，只是陪跑时，还真的是有购无聊。然后整个下午，或整个晚上，空空的来，空空的去。我问你，这有什么意思？

新年，就这样过了。

今年，又输了个20元。

没有人会因为没有了那一个人就活不下去的

世事无绝对，

靠人不如靠己。

有时候跟着别人久了，慢慢地你就变软弱，你就变得依靠别人，你就变得不是自己。

其实我们每个人都很强的。

可是，我们让我们变得没有别人好像就不行了。

没有人会因为没有了哪一个人就活不下去的。

很久以前，我曾经对那个时候的我这么说。

现在，我也要这么跟自己说。

新年快乐

新年不外就是吃大餐，给红包，放鞭炮。
今年比较开心，因为姐姐和她的孩子也在这里一起过新年。她说，她已经九年没过新年了。昨天在家吃了团圆饭，去给先生的婆婆拜年后，我们就驱车半小时回娘家。一方面那里有女儿的表哥表妹，弟弟两个月前结了婚，会在新家拜天公和放炮。小孩听到有放烟花和玩炮都很开心的。

 昨天除夕，看完了一本书。为了坐月时有得打发时间，几星期前买了好几本书。《30年后，你拿什么养活自己2》是我看的第一本书。

里面说的之前已经有觉悟的。剩下的就是怎么一步一步去实践。有一句话肯定要分享的，“不要把未来想象得过于乐观”。 以前一直想不到存钱的理由。大人都说，要存钱，要存钱。损友就说，你什么都有了，不用存了，花掉吧。=。=真是的。恶魔说的话总是特别中听。想想，现在也还不迟吧。

大家一起为未来努力吧！

今天的女儿不想上学

女儿今天上学的时候不够睡，死命哭，不肯下车。拉她下车了，她还是爬回车里。好像外面有野兽一样，还是谁欺负她一样。

其实她不抗拒上课的。她三岁的时候一开始上课也很喜欢，很快就适应了上课的生活。

昨天放学的时候被我妈接去她家了。晚上的时候跟旧同事有聚会，聊开了，迟了去陪女儿睡觉。到她小舅家时，她看到我就哭了。听她阿姨说，她好累的了，可是撑着不睡，要等妈妈来。好委屈的哭了。害我也想哭了。等到好累了吧。一下就睡了。

今早预了的她会睡不够。到学校了也不肯下车。哭闹了好一阵子，因为想上厕所，所以被我拉进课室。哪知自己的班导师有事会迟到，要去隔壁班。又不肯了。哭到好可怜。我要走，她又在后面追。我不行的，很心软的。这样的情况我走不了的。只好看老师引开她的注意力后，开始不哭了，才放下心走。

她阿姨，也就是我姐姐说，她是个好逞强的小孩。跌倒了，明明就很痛，也跟你说不痛。跟小朋友玩耍，被弄痛了也不说，拉去旁边问她痛不痛，她才说痛。很让人心疼的小孩。我姐说，她长大了，有什么事可能会放在心里，所以大人要好好跟她说。不然被欺负了，没人知道。

4岁了，想让她上点课，舞蹈课音乐课之类的。去年报名画画课，可她不喜欢，很抗拒去。学了两个月也不逼她了。今年报名学校的舞蹈课。在家问她要不要学，她也是跟你说不要的。我想她是想呆在家里。不过还是会带她去试试看。还有马来文及英文阅读课。是想让她去的。不过这样的我好像太怕输了。

我不是要她成凤，也不要她成绩很好。只是要给她个机会上这些课。小时候我上很多课，我也不觉得压力，只觉得很充实，也感谢母亲的栽培。反正在家闲着也是闲着，也不是每个小孩有得上的，毕竟那对父母也是种经济压力。不过我还是上了。多少有学，多少有吸收，多少有帮助。我也想要给她这个机会接触不同的东西。

当然，不想她很压力。

洪兰老师说，人生不是场短跑，而是马拉松。没有“赢在起跑点”这件事。

我想，坚毅的品格才是一个小孩所需。

作父母的道路还很长啊。。

Appreciate

People always take things for granted. They never appreciate what they have got or what people have done for them.

They only see for what people do not do. 

Say more "thank you".
Show your appreciation.
Show them that you know people's effort.
This will make the people happy.

Breastfeeding

It is almost time. It is 38weeks now. Going to due in two more weeks. She can even come out now.

I did not breastfeed my first daughter. I tried. But stopped because of inexperience. The position was wrong. She can't suck it efficiently. So i got very tired everytime feeding her. Eventually the nipples were hurt. The pain is unbearable especially when you take shower. So i stopped. Poor daughter. I should have insist and stay stronger in the matter of breastfeeding. So she can get more antibodies and natural goods from me. The other benefits is to save money. The formula milk is so damned expensive! The one i give her is in the middle-to-high cost formula milk. So regret of this. Formula milk could cost a big bomb to our wallet.

Now i have changed my mind. For the sake of my budget, the first sentence i asked in the shop "Boss, which brand is the cheapest?". This would be the standby for the baby when she's out while the breast milk haven't been produced enough for her.

I should have know some information and knowledge earlier. My colleague told me, she breastfeed her daughter for about 4 months. Stopped when she resumed work. But her daughter never sucked her nipples. She pumped out all the time. Aiya, i should have know this earlier. So that i can do the same. Too bad my daughter was one year older than this coll's daughter. Then i would know the way to get the breastmilk for my daughter even though my nipples were hurt.

Many of experienced mother recommend me of medela breast pump. The colleague adviced me to buy first so that i can induce the breast milk production even when the baby did not know how to suck.

 The breast pump is so expensive. If you don't use it, it will be a waste. Initially i don't plan to buy one. To buy an efficient and convenient breast pump cost you over RM200. Those below RM100 i doubt the efficiency. All those around me bought the breast pump at the range over RM200. Oh no, i did not plan to spend so much in this. After the story of my colleague (she only pump out the breast milk but manage to breast feed her child for about 4 months), I am motivated to do so too. Wish me luck!

I will try this brand too, as many people recommend this. You know what, my sister from USA got one of this at her home. She should have bring this back last Nov. She only used it several times in the beginning to induce the breast milk production. After that her child would get the breast milk in the natural way. She get it for FREE from USA government, as her family considered to be "low-income" family. Western country though charged you high tax, return you in good benefits. FREE breast pump! How nice, she should have bring it back!

Wish me a very happy confinement month!

我回来了？！

我怎么忽然又开始写起部落格来了？
话说在大学期间，我可是爱写得很。那时很流行啊。而且我总有好多点子可以写。过后出了社会，天天工作，忙家庭，好累啊。好像变得很低调。面子书也流行了起来，那我还有什么要写嘛。想写的，想现的，都放在面子书上了。
前年开始接触股票，去年开始“玩”股票，也开始读大家的部落格。
YY说得好，如何提高广告收入真是一言惊醒梦中人。我们放那么多资料在面子书，让面子书赚广告费，何不自己赚？
而且， 写部落格是自己的地盘。又不会那么公开。还可以练练文笔。

所以，现在我又活跃起来啦！

想到yy成功赚广告费。虽然不多，可是多少是个零用钱。
我现在到各大部落格都会帮忙按广告。
请大家也帮帮忙，按个广告吧！