Showing posts with label 慧花钱. Show all posts
Showing posts with label 慧花钱. Show all posts

Tuesday, December 8, 2015

网购

双十一新加坡一家咖啡店卖南洋咖啡卖了新币一百万!

哇…那么厉害。
还是说网购的魅力让大家都能赚大钱?
我想是中国人的购买能力无人能敌。

我也喜欢网购,不过今年以来也没什么买。
网上买的,很难确定品质,只能买一点不计较品质的小东西。

去年淘宝的时候还可以一兑一点八。现在只有一点五,也不会多便宜了。

不过我最近还是买了手机套。本地还真的很难找到漂亮的。
买了三个手机套,一个Ipad mini保护套,加上邮费,差不多一百块。我是觉得可以的,因为我买的是翻盖式保护套,原本都不便宜。

货品还没到,希望拜五前到吧,那已经差不多八天了。


Monday, August 31, 2015

话说那天我砸烂了我的ipad

从来都不觉得弄跌我的苹果产品会怎样。
以前的3GS到现在的六,还有iPad,都是这样一路跌过来的。
有小孩,很难避免不跌。

每次跌,每次也好好的。
这让我对苹果产品有一定的信心。好像摔不坏一样。
只是有一次3被跌坏收音器,或者说是麦,收不到音。结果别人打来,却听不到我说话。
不过过后修好了。那次好像是花了几十块来修吧。

然后这次,iPad摔坏镜了。
从来也不觉得它会破的。然后,它就破了。
我没拍照。因为我不忍直视。也不想接受它就这样碎了。
当然,你要忍着视线这样用下去也实行的。可是,它不是一道裂痕。它是碎片。没有散落一地的碎片,这当然是因为有保护膜的关系。
这怎么用?

没有ipad的日子,很难过。
要上网,就要开电脑。开电脑很慢,还要坐在一个地方。又笨重(这当然是跟ipad比较)
我也常把爱配当收音机。超好用的。
没得用了。

那天,马币跌到不像样。年头的时候苹果还因为汇率的关系调整过马来西亚苹果的价钱。
这次,应该也会吧?!
要买就要趁现在?
我是这样想的。
不要最新的也没关系。反正都一样的。虽然3有指纹开锁,好方便的。可是这个功能就要加价300。算了。

我最近在存钱哪。
最后,我花了220换了镜片。哈哈。
怎样都还是值得过买新的啦。

Tuesday, July 21, 2015

新眼镜

想找一个太阳眼镜。
之前看节目,就看到韩国的Gentle Monster好有型,好漂亮。可能可以让小姑去韩国玩的时候帮我买一个回来。折换七百多令吉。不过让别人买的话就是要赌一把,赌这副眼镜在你脸上会跟多数人一样好看。哈哈。

去了街上的眼镜店瞧瞧,谁知可能他们会有进呢?那我就能先试戴。可惜他们没有。
其实一心是很喜欢rayban这个牌子。这次就只是往他们瞧。原本看上一个塑料粗框有点猫眼型的,这让我的脸看起来好尖啊。大爱。当下没买,第二次去的时候另一个售货员却介绍我另一个。哇,戴上马上爱上。也就是景点飞机师型的眼睛。
我在颜色方面也挣扎了好久,是要经典深色的,还是透明框红色反光镜片呢。
结果就是。。。


大爱。

话说,老公说,怎么你的眉毛看起来那么怪的,不对称的呢?
对啊,褪色了。。要等补色呀。

Thursday, June 25, 2015

用parkson voucher买东西

在Pavillion Parkson买了东西。
总价值差不多481令吉。

老公这个月生日bonuslink给他50令吉礼券。
不过是要消费250令吉才能用的。

然后Parkson最近的促销是花费106令吉(包含消费税)给你10令吉礼券。
所以先付了其中一样300多令吉的东西,用掉50令吉。
再去换了30令吉礼券,另用bonuslink分数换了70令吉,来偿还另一样物品。

所以总共省了150令吉。

所以,分数不累积白不累积。
油原本都是要打的。
多少就省了一些。

Monday, January 5, 2015

Shopping at KL Part II






The top one was bought at Pavillion at the price of RM128. Am i silly? Women become crazy when they go shopping.

The bottom two were bought at Taobao, at the price of 29 yuan and 12.8 yuan respectively. Isn't it cheap? Actually out of three i love the third one the most! So it's really worth! Only about RM7!

These are the cases for my new iPhone6.
For your information, i bought my iPhone6 via Malaysia Apple Store Online, which was free shipping and it reached the third day after purchase!

Sunday, January 4, 2015

Shopping at KL Part III






This is a shoe-hunting shopping trip. Total three shoes bought. One from converse, one from skechers, one is sembonia bought at Parkson.

I love the Converse the most! Pretty! Elegant! My god, love so much!

Skechers shoes are light and comfy. The one i bought is memory foam. So you feel like your shoes on the sofa. haha. Very comfy. Plan to wear to work.

The last is one heel from Parkson. A bling bling shoes which can be wore to dinner.

Thursday, January 1, 2015

Shopping at KL Part I




I found out that it will be messy and ugly without the use of lipstick brush even if you got a very nice color. So I gotta get myself one. Used to visit SEPHORA while i shop at KL. The outlet i went was SEPHORA bukit bintang.

I got myself the Sephora lipstick brush at RM32. You can see that it can extended to longer stick while you pull it apart. The design is nice! The lipstick i got is the very red color. My husband called that "Taylor Swift" red because she used to apply bright red lip stick which is very nice!

I bought mine the L'Oreal Color Riche Pearly Rubie Follie. It's pretty!

Monday, December 15, 2014

Iphone6

Yea, I know I do not spend wisely. I am a bit over. Got my iphone5 2 years ago, switch to Note 3 last year. This year I wish to switch to iphone again.

Note 3 is a good phone. Multifunction. Yet after one year using I still not fully explore what it had. That's why some people said, "SIMPLE IS GOOD", especially those people who support Apple product. Haha.

The problem using big screen is difficult holding using one hand. Cannot dial and type message using one hand. Tat's kinda inconvenient. And their keyboard is not user-friendly.
People said I can always download keyboard I want from play store. But none is simple, easy and user-friendly as iPhone.
Actually I can stick with note 3. Why should I change phone every year? It is never ending. Every year new version come out. My husband pulak said this is kind of satisfaction. How nice is he to make me feel better.

In the end I m hunting iphone now. Y hunting? Basically it is still hot even 3 months after launch globally, and one month in Malaysia. All three main tele service provider has no stock, with the most popular is 64gb iphone6. In the meanwhile, you still can buy it at Malaysia Apple store.

Recently there is some disturbance of maxis line. Yes, I m thinking of switch to digi. 2 years ago, I switch from digi to maxis for the same reason. 2 years before the two year, I switch from maxis to digi to sign for iPhone 3GS.
Whatever reason it is, this time around I wanna sign Digi and get a new number. I wanna get a number which end with my birthday. My next car will get my birthday as car plate too. LOL.



 So there is some choices. Wait digi for the stock, sign another phone and buy iphone from applestore?
If I resell my note3 i ll get about RM950.

From the calculation, sign from digi I ll get iphone6 at cheapest price, only cost me RM1070 to get a new iphone6.
If i sign Note 4 Smart plan 78 for 2 years, then i sell it at RM2000, and buy iphone6 at malaysia apple store, then i need to spend RM1638, that is RM568 difference compared to DIGI smart plan 78.

So.. i shall wait? Patience is needed..

Thursday, December 11, 2014

养车好贵

车子这几个月来驾车都有个“咔咔咯咯”的声音。

会的人就说是车脚的问题。

今天送车去换黑油的时候就交待了一下检查。
所以,理所当然地,东西被换掉了。

唉,养车也真不容易。

换了absorber,就花了600多元。
今天就花了800多元在车上。

车子到了一定的年龄,就是要零零件件换一下。
安全第一。

换车么?

不了。
照计算,前面五年供车每个月600多元,好不容易供完了。
如果现在就换车,我不是一直跟银行租车来用?
而且一个月600元租车,好贵啊!
还是用够本再说吧。

Tuesday, November 25, 2014

上网购物

最近很喜欢上网购物。

首先,是买衣服。
出门有时很难买衣服。就是要花很多的时间,走啊走,看啊看,可是不一定会看到想买的东西。
比如一件裙子,一间店,可以买多少件,要逛多少间才能找到心中的那件?
上网可以在很短的时间内看很多,然后看到,买到。
当然,商品的品质不能受保证,也不能试穿,多少有点风险。
不过款式倒是比较多。
曾经买过很差的,也买过合心意的。
大致上还是ok的。

然后尝试了淘宝。
方便极了。
虽然商品还没寄到我家。不过所买的东西都是想要的。省去了一间一间的店去找去问。
而且中国货,都便宜嘛。
品质就,这很难讲,你在这里店家买的东西,很多还不是那里进口的。

现在又看到能上网买书。
我说,女人的购买力真的不是盖的。
去图书馆借书?新加坡图书馆好远,半年才有时间带孩子去一次。
要不要上网买?
我还在考虑当中。99%会买看看。
反正孩子不是一个,第二个还是会看到的。

说了这么多,我只想说,上网购物真的会让人花很多!

Sunday, August 17, 2014

超市

最近很喜欢逛超市。看着食物心情可以很好。
然后最常买就是便条milo,因为都是带去工作地方喝的。然后就是看香肠啊,培根啊,沙拉菜啊,果酱,鲔鱼罐头之类的。都是早餐的材料。哈哈。现在我可省了,面包准备两份,早餐午餐都吃一样的。

现在都大概直到这些食品折扣钱的价钱,一碰上减价就会多买些。
有个apps还挺不错的,你可以查看当天超市有什么减价,还可以不同的超市作比较。
Smart shopper
试试找找看。
不过如果你要最新最新最完整的还是like 该超市的面子书页面,它们都会及时更新。

我最爱逛aeon big了。相对来比较,种类比较多,价钱有时还真的挺便宜的。

Friday, August 15, 2014

小孩的钱很好赚

一直觉得居銮小孩衣服的选择不多,很难买到中意的。那天去了johor premium outlet,那里简直是天堂。新的 wing卖了很多小孩服饰的牌子。结果逛一下,花了三百块买女儿们的衣服。
要买他们的东西,那里是不错逛一下。

对于要买小孩其他的东西我就吝啬很多,能拖就拖,能不买就不买。
老公就比较果断,想买婴儿play pen 和car seat.
其实我们都不需要买婴儿床,她都跟我们睡。跟我们睡我喂奶也比较方便,都是边喂边睡的。大女儿在小的出世之前也喜欢跟我们挤一张床,所以买她们的床是不实际的。又不是很便宜。结果她现在会翻了,翻了又躺回去,翻来滚去,放她在床上,两只眼睛就要一直盯着。算了,还是买张playpen吧。至少不用担心她会掉下床。之前试过放她在地板上的床褥,还是会翻下来。对五个月的她来说还是太惊险了。

Car seat呢,现在用着一张。可是老公嫌它小。当年买的时候没研究好,买了这小张的,应该一岁就坐不下了。如果要买,这次我要买张豪华又耐用到她四岁的,这样才值得。花一次大钱好过过后手尾很多。
现在刚好信用卡累计分数能够换到一张halford solaris的car seat.看起来蛮豪华的。就等着换来用吧。希望它实用又耐用。

养小孩不容易啊。

Monday, August 11, 2014

How long can a car last?

It is normal to have a thought of spending after you tried to save money for some time.
I have been struggle to resrict my spending for the past few months. Though the saving still not much. maybe only 5 - 10% of my salary. I want to save more!
Save more for what? i don't know. At least this is a better me. Spent too much for the last few years.

Save more, then i can invest more.
And now, my myvi is about 5 years old. She indeed is a good car. Affordable, average-quality. Nothing to complain about. but people always like new stuff.
My plan is to get a new car 2 years after i settle the 5-year car loan. so that would be in 2016. and.. i can always plan earlier. haha. so starting mid 2015 i can start looking for car?

Actually it is still functioning well. Just some scratch on her body which i always ignore. haha.
For a family of 4, sometimes it is quite small especially when we go travelling.
So i need a bigger car.

So what car model next?
Thought of a Ford. But my husband said he doesn't like this brand.
Maybe a toyota?
But please, no toyota vios or honda city.
This two cars are plenty on the road. And you might accidentally mistaken others' as yours. I did it before to my myvi. The exactly same color myvi parked side to side. The car owner also want to get her car at the same time. That's the embarassing moment that i open her car door. haha!

Maybe a toyota corrola altis?

Previously interested in hyundai elantra too. But my friend's experience scared me. sometimes there is some defect car that if you are not lucky enough then you will own it. He is one of the unlucky one. Too many defects make me scared.

So.. toyota corrola altis? or any other suggestion?

Wednesday, March 26, 2014

每月花费预算

以前总是花钱花到不清不楚,明明都有收入,可是怎么都存不到钱的?
其实把每项花费记录下来真的是可以让我们知道我们的钱流向何方。

现在都很方便,智能手机都能让你下载你喜欢的软件来记录花费。之前用苹果电话的时候我就用Expensense这个软件,很好用。现在换了三星,就用Expense Manager.通过每次德花费,每个月就能清楚地看到钱到底流去何方了。

我是不输入Income的,我不是用这个来管理我所有的现金。我只是想知道我的钱花在哪。所以花费才是我所在意的。
花费会被分成几个组别,包括food, beauty, entertainment, groceries, health, insurance, kids, automobile, utilities, travel, etc.记录了一年多,发现我的钱大部分花在beauty & health (18%), food(13%) and miscellaneous (17%).另外保险也是18%。这没办法的,需要花的。

何谓美丽与健康?那些护肤产品啊,美发美体的,上理发院,按摩院,又或者吃保健产品,我都归类在这里。都知道的,女生花很多钱在这个项目的。这些项目又不便宜。虽然可能几个月才需要买一次的东西,可是一罐可能就上百。还有保健产品,很贵呐。一向相信,有吃有补,预防胜于治疗。所以吃得不少,吃得不便宜。
过后发现在这个项目花了好多钱就尽量在控制了。不能买太贵的产品,或者拉长需要花费的时间。

食物又为何呢?唉,特别爱吃西式食物。知道的,西式的东西总是特别贵。西餐一餐就要你二十零吉,跟中式或杂菜饭差天差地。西式点心也贵,蛋糕就要一片七零吉。
如果要饱餐一顿,可能吃个肉骨茶,点菜的,也要十零吉。
所以,对吃,还是别太讲究。贵死了。
能省则省。过后想到的办法就是,早餐吃好一点,中午吃个经济面饭就好了。因为早餐没办法吃到几豪华的。最好是可以自己准备,带个便当,或者面包之类的。省好多。

什么是miscellaneous?给家婆的家用,给妈妈的钱,或者喝喜酒包的红包,或者请客买礼物的,就算在这。这是定期要花的,没得省。

知道了钱流去哪里,就知道要怎样省钱。

Sunday, April 24, 2011

逛街

我今天去逛街!
带了家婆和老公的妹妹去新山!
买了一条牛仔裤,配了一件白色上衣!
非常好看!
我很喜欢!

现在买东西都申请会员卡!
前提是我会在光顾他们家的东西!
结果,我现在很多会员卡!

用了很多感叹号!
哈哈哈!!!

Monday, February 28, 2011

LA SENZA

昨天去逛街。
去买了我觉得很舒服的内衣。

昨天是他们家的SEMI ANNUAL CLEARANCE.

原价一件约80令吉。
昨天两件129令吉。

原价一条24令吉的小可爱,
昨天五条89令吉。

原价一双59令吉的室内鞋,
昨天40%折扣。

所以总共是253。40令吉。

如果是会员,会加15%折扣。
那会是215。40令吉。
可是要成为会员得付30令吉,
那就是245.40令吉。

还是比253。40令吉便宜,
所以我成为了会员。
很划!

昨天是我的生日,
所以有20%折扣。
原有的15%变成20%,
所以是204.50令吉。

我用了204.5令吉买了原价339(不是会员)的东西。
另加30令吉的会员卡。
所以我付了234。5令吉买了两件内衣,五条小可爱,还有一双室内拖鞋。

我很满意!