Maybankard 2 Gold Card

 This is the credit card i own now. Have been searching information about which credit card should i own. There is a very good website where the author did the research and discussion with almost every card in the market. Generations X Y Z give you many information on which credit card is more suitable for you. I got the idea there too. Free advertisement for this blog. hehe.

When MBB first launched this credit card, the marketing scheme is to send their customer directly the card. At least some people around me get this card without applying it. But not for me, i applied it at the counter myself. Personally this is very suitable for me. 5X treatpoints for every ringgit spent using AMEX. Additional 5% cashback if the AMEX is used during weekends. Average RM20 cashback for me each month. This is considered as a bonus for me. Better than nothing.

To use this card, everytime i am about to pay anything, i will ask whether they accept AMEX. Nowadays many place accept this card. Too bad popular still not yet accept this card. Previously i used to pump petrol at Petronas. By the time i got this credit card, they still not accept AMEX. so i shift to SHELL and only pump petrol during weekends. LOL.

Person with minimum annual income of RM30,000 is eligible to apply this credit card. I am thinking of upgrading to Maybankard 2 Platinum Card since my income has increased. To apply for Platinum card you need to have minimum annual income of RM60,000. Actually there is nothing different between both this card. The only difference is the additional benefits of Travel insurance coverage and retail protection. Anyway, the benefits is better than none mah. Haha.

For additional information, please read Maybankard 2 Gold Card and Maybankard 2 Platinum Card

For me, better to focus on one card to use all the benefits it offered to you rather than using different card for different benefits. That's confusing too. I like to use maybank online service too. So clear and user-friendly. For most expenses i would like to pay by credit card if applicable because all can be traced. So you can monitor the spending. After i use the credit card, i would clear the credit within one week too. You know, we should use the benefits from the card, but not becoming the silly who need to pay the high interest.